Terms of Use

1. Agreement to these terms

These Terms of Use govern your access to and use of cashoutrefi.com (the "Site"), operated by the CashOutRefi.com operating company [TODO: confirm operating entity with counsel]. By using the Site, you agree to these terms. If you do not agree, please do not use the Site.

2. Not a commitment to lend

The Site provides general information and a way to request a cash estimate. Nothing on the Site is an offer of credit, a rate quote, a pre-approval, or a commitment to lend. All loans are subject to credit approval, appraisal, underwriting, and program guidelines. Example figures are illustrative only. Not all applicants will qualify.

3. No financial, legal, or tax advice

Content on the Site is for informational purposes only and is not financial, legal, or tax advice. Consult qualified professionals about your specific situation.

4. Communications consent

If you submit your contact information with the consent checkbox checked, you agree that the Site operator and its partners may contact you at the number and email you provide, including by autodialed or prerecorded calls, text messages, and AI-assisted technology. Consent is not a condition of purchase. Reply STOP to opt out of texts at any time.

5. Acceptable use

• Provide accurate information about yourself and your property
• Do not submit information on behalf of someone else without authority
• Do not interfere with, probe, or disrupt the Site
• Do not use the Site for any unlawful purpose

6. Intellectual property

The Site and its content — including text, design, graphics, and logos — are owned by the Site operator or its licensors and protected by applicable law. You may not reproduce or redistribute them without our written permission.

7. Disclaimers and limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, the Site operator will not be liable for indirect, incidental, or consequential damages arising from your use of the Site. [TODO: counsel to finalize limitation and any required carve-outs.]

8. Governing law and disputes

[TODO: governing law, venue, and any arbitration provision with required notice and opt-out mechanics.]

9. Changes to these terms

We may update these terms from time to time. The "Last updated" date above reflects the latest version. Continued use of the Site after changes means you accept the updated terms.

10. Contact

Questions about these terms: [TODO: contact email and address].