Privacy Policy

1. Who we are

This Privacy Policy describes how CashOutRefi.com and its operating company ("we," "us") [TODO: confirm operating entity and address with counsel] collects, uses, and shares information when you visit cashoutrefi.com or submit a request for a cash estimate.

2. Information we collect

Information you provide directly through our forms, including:

• Contact details — name, email address, and mobile phone number
• Property details — address, estimated value, and mortgage balance
• Financial details — requested cash amount and credit score range
• Consent records — the date, time, and content of the consent you give us to contact you

We also collect standard technical information automatically, such as your IP address, device and browser type, pages viewed, and the campaign that brought you to us (UTM parameters and landing URL).

3. How we use your information

• To prepare and deliver your cash estimate
• To contact you about your inquiry by call and text message, including with automated and AI-assisted technology, where you have consented
• To operate, secure, and improve our website and services
• To comply with legal and regulatory obligations

4. How we share your information

We share information with service providers who help us operate our business (such as our customer relationship management platform and communications providers) and with lending partners who help fulfill your request. [TODO: enumerate actual categories of recipients and any sale/sharing disclosures required by state law.]

We do not sell your personal information. [TODO: confirm.]

5. Text messaging

Message frequency varies. Message and data rates may apply. Reply STOP to any message to opt out, or HELP for help. Consent to receive messages is not a condition of purchasing any property, goods, or services.

6. Your choices and rights

You may opt out of marketing communications at any time. Depending on where you live, you may have rights to access, correct, or delete personal information we hold about you. [TODO: add state-specific rights and request mechanisms.]

7. Data security and retention

We use commercially reasonable safeguards to protect your information and retain it only as long as needed for the purposes described here or as required by law. [TODO: confirm retention schedule.]

8. Contact us

Questions about this policy: [TODO: privacy contact email and mailing address].